AND · snapshot 2026-08-09

Andorra

Insufficient data

Overall risk score

Percentile of scored universe

Data coverage

69%

vs Australia (16.1)

No overall rating published for Andorra: data coverage is 69%, below the 70% floor. The categories below show what the data does support.

Category breakdown

Political Stability & Governance

Low
9.2-3.6 vs AU

6 indicators · 100% coverage

Economic Resilience

Medium
34.3+23.2 vs AU

5 indicators · 65% coverage

Financial & Currency Risk

Low
11.6+5.7 vs AU

4 indicators · 73% coverage

Business Environment

Insufficient data
no AU baseline

Insufficient data

Security & Crime

Low
28.3+3.3 vs AU

3 indicators · 75% coverage

Climate & Social Compliance

Insufficient data
no AU baseline

Insufficient data

Technology & Digital

Low
24.3+10.5 vs AU

4 indicators · 100% coverage

Cultural Distance

Insufficient data
no AU baseline

Insufficient data · not in overall score

Key risks and considerations

Andorra does not meet the floors for an overall rating: data coverage is 69%, below the 70% floor. Treat the category detail below as partial evidence, not a verdict.

The main risk drivers are no double-tax agreement with Australia, no investment-treaty protection with Australia and a boom-bust growth record (±5.6 pp over the decade).

Possible mitigations

  • Withholding tax. No double-tax agreement with Australia: model withholding tax on dividends, interest, and royalties into the business case — it can decide the entity-vs-export question.

Generated automatically from this snapshot’s indicator data — a starting point for analysis, not advice.

Indicators

IndicatorValueRisk scoreRating
Political Stability & Governance
Voice & accountability (WGI)70.725.6Medium
Government effectiveness (WGI)73.916.3Low
Regulatory quality (WGI)72.214.9Low
Rule of law (WGI)81.29.4Low
Control of corruption (WGI)71.715.7Low
Political stability & absence of violence/terrorism (WGI PV)92.30.7Low
Economic Resilience
GDP growth (3-yr average, %)3.4% (3-yr avg)40.0Medium
Growth volatility (10-yr std dev, pp)±5.6 pp78.6Very High
Government net debt (% of GDP)30.310.0Low
Inflation (CPI %, vs income-group target)Insufficient data
Current account (3-yr average, % of GDP)14.0% (3-yr avg)40.0Medium
FX reserves (months of import cover)Insufficient data
GDP per capita (PPP, current intl $)$79,5678.8Low
Financial & Currency Risk
Capital-account openness (Chinn-Ito KAOPEN)Insufficient data
Currency stability (regime-aware classification)No independent currency (USD/EUR/AUD in use)10.0Low
Sovereign credit risk (OECD country risk classification)Category 0 / 72.0Low
FATF listing (grey / black list status)Not listed0.0Low
Double-tax agreement with AustraliaNone in force100.0Very High
Business Environment
FDI regulatory restrictiveness (OECD FDIRRI)Insufficient data
Logistics performance (World Bank LPI)Insufficient data
Business readiness (World Bank B-READY pillar average)Insufficient data
Investment protection with Australia in force (BIT or FTA investment chapter)None in force100.0Very High
Security & Crime
Armed-conflict intensity (battle deaths per 100k, 5-yr)0.029.7Medium
Intentional homicide rate (per 100k)2.655.5High
Organised crime pervasiveness (GI-TOC criminality score)2.74.9Low
DFAT Smartraveller advisory levelInsufficient data
Climate & Social Compliance
Physical climate vulnerability (ND-GAIN vulnerability)0.35113.4Low
Disaster risk (INFORM Risk Index)Insufficient data
Modern-slavery prevalence (per 1,000)Insufficient data
Modern-slavery vulnerability scoreInsufficient data
Technology & Digital
E-government development (UN EGDI)0.745.3Medium
Internet users (% of population)94.415.3Low
Cybercrime origination (World Cybercrime Index)0.010.0Low
Secure internet servers (per million people)17623.121.6Low

Per-indicator ratings are quartile bands of the 0–100 risk score. The Australia column shows the same indicator’s raw value for the Australian baseline in this snapshot.

Cultural distance

GLOBE 2004 societal practices · rated on distance from Australia · not in the overall score

The GLOBE 2004 study did not cover Andorra (~60 societies covered), so no cultural-distance profile is available.

Context — not scored

Unemployment

Displayed, never scored: ambiguous for an entrant and unreliable where informal employment dominates.

Trade agreement

No Australian FTA in force

Market access is decision-relevant but a benefit, not a risk — kept out of the rating.

Regional advisories

No higher regional advisory levels

DFAT Smartraveller sub-national advice where it exceeds the overall level.

Compare with

A score means little on its own. These economies scored closest to Andorra in this snapshot, which is the fastest way to see whether the rating is telling you something specific or something regional.

All 218 economies · How to read these ratings