NGA · snapshot 2026-08-09

Nigeria

Very High

Overall risk score

74.1

Percentile of scored universe

91th

Data coverage

93%

vs Australia (16.1)

+58.0

Category breakdown

Political Stability & Governance

Very High
85.6+72.8 vs AU

6 indicators · 100% coverage

Economic Resilience

High
46.3+35.2 vs AU

7 indicators · 100% coverage

Financial & Currency Risk

Very High
66.7+60.8 vs AU

5 indicators · 100% coverage

Business Environment

Insufficient data
no AU baseline

Insufficient data

Security & Crime

Very High
85.7+60.6 vs AU

4 indicators · 100% coverage

Climate & Social Compliance

Very High
81.2+70.8 vs AU

4 indicators · 100% coverage

Technology & Digital

Very High
82.4+68.7 vs AU

4 indicators · 100% coverage

Cultural Distance

Medium
47.9+47.1 vs AU

9 indicators · 100% coverage · not in overall score

Key risks and considerations

Nigeria rates Very High for market entry — an overall risk score of 74.1, riskier than 91% of rated economies and 58 points riskier than Australia.

The main risk drivers are no double-tax agreement with Australia, no investment-treaty protection with Australia, pervasive organised crime (7.3/10), unstable prices (CPI 23.0%) and significant cybercrime origination (WCI 21.3/100).

Relative strengths: FX reserves and current account both rate Low, the least-risky rating band.

Possible mitigations

  • Duty of care for people. DFAT advises against non-essential travel. Review duty-of-care obligations, prefer remote engagement, and use in-country agents rather than travelling staff where possible.
  • Political violence. Consider political-violence and political-risk insurance, keep asset footprints light, and maintain an exit/continuity plan with defined triggers.
  • Organised crime. Expect extortion, counterfeiting, and cargo-theft exposure: harden supply-chain security, vet logistics partners and distributors carefully, and avoid cash-heavy channels.
  • Corruption and legal recourse. Run a strong anti-bribery program (Australian foreign-bribery law follows you abroad), conduct third-party due diligence, and seat dispute resolution offshore — arbitration clauses (e.g. SIAC or HKIAC) beat local courts.
  • Currency risk. Invoice in AUD or USD where the market allows, hedge unavoidable exposure, shorten receivable cycles, and build FX buffers into pricing.
  • Payment security. Elevated sovereign/transfer risk: prefer confirmed letters of credit or export credit insurance over open account terms, and watch for import-payment restrictions.

Generated automatically from this snapshot’s indicator data — a starting point for analysis, not advice.

Indicators

IndicatorValueRisk scoreRating
Political Stability & Governance
Voice & accountability (WGI)44.167.6High
Government effectiveness (WGI)31.887.1Very High
Regulatory quality (WGI)44.972.0High
Rule of law (WGI)39.679.5Very High
Control of corruption (WGI)25.383.8Very High
Political stability & absence of violence/terrorism (WGI PV)31.794.9Very High
Economic Resilience
GDP growth (3-yr average, %)3.8% (3-yr avg)45.0Medium
Growth volatility (10-yr std dev, pp)±3.3 pp47.4Medium
Government net debt (% of GDP)35.335.0Medium
Inflation (CPI %, vs income-group target)23.095.0Very High
Current account (3-yr average, % of GDP)4.6% (3-yr avg)15.0Low
FX reserves (months of import cover)7.1 months10.0Low
GDP per capita (PPP, current intl $)$9,53270.6High
Financial & Currency Risk
Capital-account openness (Chinn-Ito KAOPEN)0.3060.0High
Currency stability (regime-aware classification)Floating — high volatility (20–35%)75.0Very High
Sovereign credit risk (OECD country risk classification)Category 6 / 782.0Very High
FATF listing (grey / black list status)Not listed0.0Low
Double-tax agreement with AustraliaNone in force100.0Very High
Business Environment
FDI regulatory restrictiveness (OECD FDIRRI)Insufficient data
Logistics performance (World Bank LPI)2.665.6High
Business readiness (World Bank B-READY pillar average)Insufficient data
Investment protection with Australia in force (BIT or FTA investment chapter)None in force100.0Very High
Security & Crime
Armed-conflict intensity (battle deaths per 100k, 5-yr)1.589.6Very High
Intentional homicide rate (per 100k)15.786.6Very High
Organised crime pervasiveness (GI-TOC criminality score)7.396.1Very High
DFAT Smartraveller advisory levelLevel 3 — Reconsider your need to travel70.0High
Climate & Social Compliance
Physical climate vulnerability (ND-GAIN vulnerability)0.49068.7High
Disaster risk (INFORM Risk Index)7.091.6Very High
Modern-slavery prevalence (per 1,000)7.875.9Very High
Modern-slavery vulnerability score75.889.1Very High
Technology & Digital
E-government development (UN EGDI)0.574.4High
Internet users (% of population)41.283.6Very High
Cybercrime origination (World Cybercrime Index)21.395.0Very High
Secure internet servers (per million people)98.477.4Very High

Per-indicator ratings are quartile bands of the 0–100 risk score. The Australia column shows the same indicator’s raw value for the Australian baseline in this snapshot.

Cultural distance

GLOBE 2004 societal practices · rated on distance from Australia · not in the overall score

NigeriaAustraliaGLOBE practice score · scale 1–7
Power distanceVery High
5.80
4.74
Uncertainty avoidanceLow
4.29
4.39
Institutional collectivismLow
4.14
4.29
In-group collectivismHigh
5.55
4.17
Humane orientationMedium
4.10
4.28
Performance orientationHigh
3.92
4.36
AssertivenessVery High
4.79
4.28
Gender egalitarianismHigh
3.01
3.40
Future orientationLow
4.09
4.09

Context — not scored

Unemployment

3.1%

Displayed, never scored: ambiguous for an entrant and unreliable where informal employment dominates. (2025, ILO modelled)

Trade agreement

No Australian FTA in force

Market access is decision-relevant but a benefit, not a risk — kept out of the rating.

Regional advisories

Higher levels apply in some areas (up to Level 4)

DFAT Smartraveller sub-national advice where it exceeds the overall level.

Compare with

A score means little on its own. These economies scored closest to Nigeria in this snapshot, which is the fastest way to see whether the rating is telling you something specific or something regional.

All 218 economies · How to read these ratings